Things to Think about When Buying a Lake Property

Buying a lake house can be a great investment, regardless of whether you intend to use it as a vacation property or a year-round residence. With that said, you shouldn’t rush into buying a lakefront property just because it’s available. As with any house, there are some things that you should think about before you sign on the dotted line. Here are a few specific considerations you should keep in mind when looking at a lake property that’s for sale.

Higher Moisture Levels

One of the first things that you’ll notice is that there’s more moisture in the air close to the lake. Higher humidity can be unpleasant during the summer, but it also can have a negative effect on your property as a whole. Mold, mildew and other humidity-related damage can occur over time, so it’s important to make sure that properties you consider were built and furnished with this in mind.

High Water Table

Because the property sits close to the lake, you’re going to have a higher water table than you would with more landlocked properties. This isn’t necessarily a bad thing, but if the property has a basement or other underground area then you need to see what effects the water table has on those areas. Keep an eye out for leaks, flooding, cracks or mold that might be a result of the water table being higher than usual.

Lake Access

Having a home close to the lake is nice, but it becomes significantly less nice if it doesn’t offer you lake access that meets your needs. If you have a boat, see if you’ll have easy lake access from your property or if you’ll have to get on the water somewhere else. Likewise, if you just want peaceful evenings to watch the sunset over the water, make sure that there isn’t a busy lake access point or marina close to your property.

Inspect the Water Line

There’s more to consider when buying a lakefront property than just the view. Take the time to walk along the waterline and see what sort of shape the shore and the nearby water are in. Look for signs of erosion in the shoreline and yard and see whether the water itself is choked with weeds or other plant life. You should also look for signs of debris or other indicators of how high the water tends to get when the lake is swollen from rain.

Take a Deep Breath

A lake house can be a feast for the eyes, but those aren’t the only senses you’ll experience your lake property with. Lakes often have a distinctive smell, and in some cases, it can be pretty strong. A little bit of lake odor is usually pretty easy to overlook, especially if your house is set back from the water a bit. For some lakes, though, it can be almost overpowering, especially during the summer months when you’re most likely to want to be out on the lake. Before you buy, make sure that any odors from the lake are tolerable not only for you but also for any guests that you might want to invite out.

Check on Your Insurance

If you’re buying a lakefront home, you may find that it costs more to insure than a property that’s more inland. In some cases, insurance can cost substantially more. That’s not even counting flood insurance or other disaster-related policies that you’ll likely want to take out. Just make sure that the cost of insuring your new lake property isn’t going to be more than you can really afford to take out.

Find the Perfect Lake Property

It can take a lot of searching to find a lakefront property that checks all of your boxes. Fortunately, you can start your search right here!  

549 Properties
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$447,000
Subdivision: Lakeside Meadow Sub
4
Beds
3
Baths
2,432
Sq.Ft.
2011
Year Built
2
Days on Site
14505703
MLS
Wonderful LOCATION, Custom Home, A Great Neighborhood, Traditional design, GREAT FLOOR PLAN, .58 of an acre lot, solid wood cabinets, Crown Molding, Built-ins, Granite throughout, Large Kitchen that...
$1,700,000
Subdivision: Sunrise Bay At Lake Lewisville
3
Beds
3F31/2
Baths
5,644
Sq.Ft.
1997
Year Built
3
Days on Site
14504761
MLS
STUNNING home on 1.5 acres on Lake Lewisville with pool and spa! This home truly has it all with $250k in updates and features a dream chef's kitchen with six burner gas stove, walk in pantry,...
3
Beds
2
Baths
1,700
Sq.Ft.
1972
Year Built
3
Days on Site
14504714
MLS
If Lake, Trees, Your own Pond, 4 acers, 3 bedroom 2 bath house and close to a Boat Ramp is what you have been looking for., Welcome Home This well maintained with many upgrades Brick Home is waiting...
$370,000
Subdivision: Vue Du Lac Rep
4
Beds
4F11/2
Baths
2,364
Sq.Ft.
2017
Year Built
3
Days on Site
14497866
MLS
Gorgeous 2017 energy-efficient new build! Structural warranty until 2027! Home is walking distance to the lake, fishing pier, family park and dog parks! Beautiful wood floors throughout with tile in...
$450,000
Subdivision: Lakeside Village Ph V-B
4
Beds
3
Baths
2,446
Sq.Ft.
2002
Year Built
3
Days on Site
14505510
MLS
Absolutely breathtaking custom home in highly desirable Lakeside Village. Open floor plan showcases beautiful kitchen with granite counters,custom cherry stained maple wood cabinets,glass front...
$149,900
Subdivision: Clear Lakes, Zone 1
3
Beds
2
Baths
1,266
Sq.Ft.
1978
Year Built
4
Days on Site
14504261
MLS
MULTIPLE OFFERS RECEIVED. Highest and Best offers due by 1-25 at 8pm. Charming, well-maintained 3 bed 2 bath home with fenced yard on almost half an acre. Clear Lakes neighborhood is quiet and...
$179,500
Subdivision: Halcyon Villas Rep
3
Beds
2
Baths
1,340
Sq.Ft.
1983
Year Built
4
Days on Site
14501544
MLS
Watch the sun rise on Lake Ray Hubbard from your deck! This corner lot home is ready for you to make it spectacular. Property to be sold AS IS, no repairs to be done. All information herein...
$189,000
Subdivision: Lakeland Condos
2
Beds
2
Baths
1,100
Sq.Ft.
1985
Year Built
4
Days on Site
14504731
MLS
Lock and leave lake living at it's best on Cedar Creek Lake! This 2 bed, 2 bath condo is in building A unit 3 with boat slip A3 in Lakeland Condos. Great opportunity to have amazing views and deep...
$309,999
Subdivision: Hidden Hill Lake
3
Beds
3
Baths
2,142
Sq.Ft.
2021
Year Built
4
Days on Site
14504786
MLS
New home in Hidden Hill Lake -WATERFRONT- 2 LOTS! Quiet cul-de-sac. 3bed, 3bath, open concept with windows everywhere. Kitchen has stunning backsplash and granite countertops, plenty of storage,...
$460,000
Subdivision: Legends Addition
3
Beds
2F11/2
Baths
2,188
Sq.Ft.
2015
Year Built
4
Days on Site
14504345
MLS
Stunning lightly lived in Newman flrpln. Upgraded SS Kit appliances w 36in commercial cooktop and hood,double ovens,top oven is convection. Xtra deep 60_40 SS kit sink.Upgraded furniture style fluted...
Under Contract
8560 Newham Street Lantana, TX 76226
$375,000
Subdivision: Sonora Add Ph II
3
Beds
2
Baths
2,109
Sq.Ft.
2003
Year Built
4
Days on Site
14504745
MLS
Looking for single story open floor plan with beautiful lake sunsets in one of the best master-planned communities in Denton County. Look no further. This is a great house on a large premium lot(....
$749,999
Subdivision: Lakeridge Meadows
5
Beds
3F21/2
Baths
4,522
Sq.Ft.
2004
Year Built
4
Days on Site
14504964
MLS
Custom Built Home with all the upgrades. 4 Bed and 5 bath home. The bottom floor has a apartment style suite. Complete with full bath, bedroom, and living and kitchenette area. The home is filled...
Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than North Realty Group are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated January 25, 2021.

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