Things to Think about When Buying a Lake Property

Buying a lake house can be a great investment, regardless of whether you intend to use it as a vacation property or a year-round residence. With that said, you shouldn’t rush into buying a lakefront property just because it’s available. As with any house, there are some things that you should think about before you sign on the dotted line. Here are a few specific considerations you should keep in mind when looking at a lake property that’s for sale.

Higher Moisture Levels

One of the first things that you’ll notice is that there’s more moisture in the air close to the lake. Higher humidity can be unpleasant during the summer, but it also can have a negative effect on your property as a whole. Mold, mildew and other humidity-related damage can occur over time, so it’s important to make sure that properties you consider were built and furnished with this in mind.

High Water Table

Because the property sits close to the lake, you’re going to have a higher water table than you would with more landlocked properties. This isn’t necessarily a bad thing, but if the property has a basement or other underground area then you need to see what effects the water table has on those areas. Keep an eye out for leaks, flooding, cracks or mold that might be a result of the water table being higher than usual.

Lake Access

Having a home close to the lake is nice, but it becomes significantly less nice if it doesn’t offer you lake access that meets your needs. If you have a boat, see if you’ll have easy lake access from your property or if you’ll have to get on the water somewhere else. Likewise, if you just want peaceful evenings to watch the sunset over the water, make sure that there isn’t a busy lake access point or marina close to your property.

Inspect the Water Line

There’s more to consider when buying a lakefront property than just the view. Take the time to walk along the waterline and see what sort of shape the shore and the nearby water are in. Look for signs of erosion in the shoreline and yard and see whether the water itself is choked with weeds or other plant life. You should also look for signs of debris or other indicators of how high the water tends to get when the lake is swollen from rain.

Take a Deep Breath

A lake house can be a feast for the eyes, but those aren’t the only senses you’ll experience your lake property with. Lakes often have a distinctive smell, and in some cases, it can be pretty strong. A little bit of lake odor is usually pretty easy to overlook, especially if your house is set back from the water a bit. For some lakes, though, it can be almost overpowering, especially during the summer months when you’re most likely to want to be out on the lake. Before you buy, make sure that any odors from the lake are tolerable not only for you but also for any guests that you might want to invite out.

Check on Your Insurance

If you’re buying a lakefront home, you may find that it costs more to insure than a property that’s more inland. In some cases, insurance can cost substantially more. That’s not even counting flood insurance or other disaster-related policies that you’ll likely want to take out. Just make sure that the cost of insuring your new lake property isn’t going to be more than you can really afford to take out.

Find the Perfect Lake Property

It can take a lot of searching to find a lakefront property that checks all of your boxes. Fortunately, you can start your search right here!  

526 Properties
Page 1 of 44
$375,000
Subdivision: Beechwood Creeks
3
Beds
2
Baths
2,260
Sq.Ft.
2013
Year Built
1
Day on Site
14560742
MLS
GOLF COURSE LOT~BARELY LIVED IN~ ONE STORY~ VIEWS OF POND AND TEXAS MOTOR SPEEDWAY! Spacious and welcoming open floorplan. 3 bedrooms with study or bedroom. The kitchen overlooks the living room with...
$475,000
Subdivision: Lake Country Estates Add
2
Beds
2F11/2
Baths
2,102
Sq.Ft.
1992
Year Built
1
Day on Site
14559596
MLS
Welcome to your new home seated on the beautiful Eagle Mountain Lake. Located in the gated community of Bal Harbour. The perfect home away from home with a fully furnished option or enjoy the peace...
Open 4/25
219 Blue Stem Lane Aledo, TX 76008
$550,000
Subdivision: Parks Of Aledo Ph
5
Beds
3F11/2
Baths
3,305
Sq.Ft.
2017
Year Built
1
Day on Site
14558150
MLS
Beautiful Clarity Homes build looking over greenbelt! This home has many upgrades! 5 BR 3.1 BA with a dedicated dining room and office. Fitting for a large family, this home features 2 master BR and...
$374,500
Subdivision: Highridge Estates
4
Beds
3
Baths
2,450
Sq.Ft.
1983
Year Built
1
Day on Site
14553589
MLS
Finally the White Picket Fence you Dreamed of on a large Corner Lot in the Heart of Rockwall...Imagine relaxing In the Gazebo while your Dinner is Grilling on the Built In Gas Grill on the large...
Open 4/24
7483 Spruce Creek Lane Frisco, TX 75036
$450,000
Subdivision: Frisco Lakes By Del Webb Ph 1b
2
Beds
2
Baths
2,018
Sq.Ft.
2007
Year Built
1
Day on Site
14559258
MLS
This is one of the best views in Frisco Lakes as you can enjoy golfers at a distance and the water up close!! Homeowners added over 50k in upgrades including an outdoor area that spans the entire...
$550,000
Subdivision: Inspiration Phase 3B-1
6
Beds
4
Baths
3,978
Sq.Ft.
2018
Year Built
1
Day on Site
14551882
MLS
Incredibly immaculate original owner home on the lake corp of engineers green belt tree view, with all the upgrades in the oh so elegant Inspiration Master Planned community... with all the upgrades...
$907,000
Subdivision: Prestonwood Estates
4
Beds
4F11/2
Baths
7,252
Sq.Ft.
1979
Year Built
1
Day on Site
14530804
MLS
Luxury Lifestyle Resort. Uniquely designed 1+ acre Mediterranean Style home centrally located between Dallas & FTW and a short drive to many entertainment venues: Cowboys Stadium, Six Flags,...
$7,200,000
Subdivision: The Ranch Possum Kingdom
5
Beds
5F21/2
Baths
8,000
Sq.Ft.
2011
Year Built
1
Day on Site
14562131
MLS
Cali-Inspired light and airy Possum Kingdom Lake Retreat. Situated in the gated community of The Ranch on Possom Kingdom Lake. This year round luxury getaway can be your own private sanctuary. The...
$394,900
Subdivision: Hillside Lk Ph 2
4
Beds
3
Baths
2,237
Sq.Ft.
2018
Year Built
2
Days on Site
14560024
MLS
Spacious two story home with lake views on an oversized lot. Large family room with tons of natural light and open concept floor plan has large kitchen with oversized island and dedicated eat-in...
$769,000
Subdivision: Choice Acres
4
Beds
4
Baths
3,217
Sq.Ft.
1990
Year Built
2
Days on Site
14547682
MLS
Country living close to shopping & dining! Updated 4 bed bath with ADA accessibility. Open floor plan with beautiful view of property & neighbors pond. Master & 2 of the bedrooms have ensuite...
$439,900
Subdivision: Toler Bay
3
Beds
3F11/2
Baths
3,020
Sq.Ft.
1980
Year Built
2
Days on Site
14559657
MLS
Gorgeous one story home in the highly sought-after neighborhood of Toler Bay, NO HOA! Excellent curb appeal, well-manicured yard, mature trees and a view of Lake Ray Hubbard! 3 oversized bedrooms,...
$325,000
Subdivision: Lake Country Estates Add
3
Beds
2F11/2
Baths
2,454
Sq.Ft.
1987
Year Built
2
Days on Site
14559834
MLS
This boastful home sits proudly on almost a half acre tiered lot surrounded by lush green trees and landscaping. OVER 30K IN UPGRADES includes granite countertops, backsplash in the kitchen and...
Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than North Realty Group are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated April 23, 2021.

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