Things to Think about When Buying a Lake Property

Buying a lake house can be a great investment, regardless of whether you intend to use it as a vacation property or a year-round residence. With that said, you shouldn’t rush into buying a lakefront property just because it’s available. As with any house, there are some things that you should think about before you sign on the dotted line. Here are a few specific considerations you should keep in mind when looking at a lake property that’s for sale.

Higher Moisture Levels

One of the first things that you’ll notice is that there’s more moisture in the air close to the lake. Higher humidity can be unpleasant during the summer, but it also can have a negative effect on your property as a whole. Mold, mildew and other humidity-related damage can occur over time, so it’s important to make sure that properties you consider were built and furnished with this in mind.

High Water Table

Because the property sits close to the lake, you’re going to have a higher water table than you would with more landlocked properties. This isn’t necessarily a bad thing, but if the property has a basement or other underground area then you need to see what effects the water table has on those areas. Keep an eye out for leaks, flooding, cracks or mold that might be a result of the water table being higher than usual.

Lake Access

Having a home close to the lake is nice, but it becomes significantly less nice if it doesn’t offer you lake access that meets your needs. If you have a boat, see if you’ll have easy lake access from your property or if you’ll have to get on the water somewhere else. Likewise, if you just want peaceful evenings to watch the sunset over the water, make sure that there isn’t a busy lake access point or marina close to your property.

Inspect the Water Line

There’s more to consider when buying a lakefront property than just the view. Take the time to walk along the waterline and see what sort of shape the shore and the nearby water are in. Look for signs of erosion in the shoreline and yard and see whether the water itself is choked with weeds or other plant life. You should also look for signs of debris or other indicators of how high the water tends to get when the lake is swollen from rain.

Take a Deep Breath

A lake house can be a feast for the eyes, but those aren’t the only senses you’ll experience your lake property with. Lakes often have a distinctive smell, and in some cases, it can be pretty strong. A little bit of lake odor is usually pretty easy to overlook, especially if your house is set back from the water a bit. For some lakes, though, it can be almost overpowering, especially during the summer months when you’re most likely to want to be out on the lake. Before you buy, make sure that any odors from the lake are tolerable not only for you but also for any guests that you might want to invite out.

Check on Your Insurance

If you’re buying a lakefront home, you may find that it costs more to insure than a property that’s more inland. In some cases, insurance can cost substantially more. That’s not even counting flood insurance or other disaster-related policies that you’ll likely want to take out. Just make sure that the cost of insuring your new lake property isn’t going to be more than you can really afford to take out.

Find the Perfect Lake Property

It can take a lot of searching to find a lakefront property that checks all of your boxes. Fortunately, you can start your search right here!  

993 Properties
Page 1 of 83
$1,675,000
Subdivision: Sportsmans World
5
Beds
4F21/2
Baths
4,277
Sq.Ft.
2002
Year Built
1
Days on Site
14404370
MLS
One of Hell's Gates Finest Homes. Beach front location facing east. Hot summer sun will be behind you in the evenings so you can enjoy your waterfront shade. 4 Bedrooms w-bathrooms, large bunkroom...
$299,000
Subdivision: Parkview Villas
3
Beds
3F11/2
Baths
1,913
Sq.Ft.
2013
Year Built
1
Days on Site
14399319
MLS
Beautiful multi level traditional townhome with all the space to enjoy. Excellent for entertaining on the second level with an open kitchen concept, granite counters SS appliances and plenty of room...
$179,900
Subdivision: Causeway Cove Sub
2
Beds
3
Baths
1,500
Sq.Ft.
2014
Year Built
1
Days on Site
14404412
MLS
No description available...
$69,000
Subdivision: TEAGUE HUNTING AND FISHING
1
Beds
1
Baths
1,096
Sq.Ft.
1972
Year Built
1
Days on Site
14404415
MLS
Private Fishing Lake approx. midway between Dallas and Houston, Teague Hunting & Fishing Club Lake is comprised of two lakes, both are approximately 75 acres. Dues are only $200 per year!...
$205,000
Subdivision: West Side
4
Beds
2F11/2
Baths
2,460
Sq.Ft.
1912
Year Built
1
Days on Site
14388781
MLS
Very unique, historic home with awesome views over Possum Kingdom Lake offers convenient upgrades, but maintains the feel of a 1912 bed and breakfast type home with expansive lake views! This is a...
Under Contract
32150 Fm 429 Terrell, TX 75161
$399,900
Subdivision: Sm Patton A-380
5
Beds
4F11/2
Baths
5,280
Sq.Ft.
1984
Year Built
2
Days on Site
14232843
MLS
Amazing Opportunity for SECLUDED DREAM HOME on apx 2 ACRES surrounded by beautiful COUNTRY land and serene water VIEWS of nearby pond. Spacious CUSTOM HOME has Cedar and Stone exterior appeal,...
Open 8/5
6928 Bal Lake Drive Fort Worth, TX 76116
$285,000
Subdivision: Ridglea Hills Add
3
Beds
2
Baths
1,618
Sq.Ft.
1958
Year Built
2
Days on Site
14399907
MLS
This ranch style house, located on a pleasant, tree-lined drive is in the highly desired neighborhood of Ridglea Hills! Beautiful, original hardwood floors are found throughout the house. Granite...
$370,000
Subdivision: Sportland Hills
4
Beds
2
Baths
1,906
Sq.Ft.
1970
Year Built
2
Days on Site
14402233
MLS
Lake Front with easy access to the lake! This house has an amazing deck overlooking lake whitney come enjoy the views while sitting in the Hot Tub. With 4 bedrooms 2 baths this house has room for the...
$2,280,000
Subdivision: Ganci Add
4
Beds
4F11/2
Baths
5,729
Sq.Ft.
2000
Year Built
2
Days on Site
14392833
MLS
Horse & lakefront property-rare find! Only 9 mi. from George Bush Freeway, this is a unique opportunity to own a superbly constructed European style estate on 3.02 acres w-an additional acre +of take...
$275,000
Subdivision: Lakewood Estates Ph 3
3
Beds
2F11/2
Baths
2,261
Sq.Ft.
2013
Year Built
2
Days on Site
14400512
MLS
Lakeside access is just steps away! Elegant entry welcomes you to this well maintained & move-in ready home! The kitchen features beautiful 42 in cabinets, 5 burner gas range with convection oven,...
$275,000
Subdivision: Glen Brooke Estates Ph 1
4
Beds
2
Baths
2,180
Sq.Ft.
2009
Year Built
2
Days on Site
14403972
MLS
Come home to your own little piece of heaven. Gorgeous four bedroom home with work from home study. Huge lot with tranquil backyard patio view of pond with fountain. All new paint and bedroom...
3
Beds
2
Baths
1,177
Sq.Ft.
1952
Year Built
2
Days on Site
14400921
MLS
SPECTACULAR SOUTH SIDE PENINSULA FURNISHED 3 Bed, 2 Bath Updated Lake Cabin on Possum Kingdom Lake with Gorgeous Panoramic Lake Views and Deep Water Dock.The house has been updated inside and out and...
Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Jason Northcutt are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated August 4, 2020.

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